/* ==========================================================================
   BW Investment Group — core stylesheet
   Visual language: Manhattan / City of London institutional. High-contrast
   editorial serif, hairline rules, disciplined grid, gold on deep navy.
   Restraint over decoration — the gravitas comes from the typography and
   the ruled structure, not from effects.
   ========================================================================== */

:root {
  --navy-900: #050b14;
  --navy-850: #070f1c;
  --navy-800: #0a1524;
  --navy-700: #0e1e33;
  --navy-600: #16304f;
  --navy-500: #1e4068;

  --gold-300: #f0d69b;
  --gold-400: #dcb76c;
  --gold-500: #c19b4a;
  --gold-600: #a07c30;

  --bone-50: #fcfbf8;
  --bone-100: #f5f2ec;
  --bone-200: #e8e3d9;
  --bone-300: #d6cfc1;

  --grey-400: #97a1b0;
  --grey-500: #64707f;
  --grey-600: #4a5462;
  --grey-700: #2e3742;
  --ink: #0d1219;

  --rule: rgba(13, 18, 25, .13);
  --rule-light: rgba(240, 214, 155, .2);

  --shell: 1280px;
  --gutter: 28px;

  --ff-display: "Playfair Display", "Times New Roman", serif;
  --ff-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--ff-body);
  font-size: 16.5px;
  line-height: 1.68;
  color: var(--grey-600);
  background: var(--bone-50);
  -webkit-font-smoothing: antialiased;
  font-feature-settings: "kern" 1, "liga" 1;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-600); text-decoration: none; }
a:hover { color: var(--gold-600); }

/* --- Typography --------------------------------------------------------- */
h1, h2, h3 {
  font-family: var(--ff-display);
  color: var(--navy-800);
  font-weight: 500;
  line-height: 1.08;
  margin: 0 0 .5em;
  letter-spacing: -.02em;
}
h1 { font-size: clamp(3rem, 6.4vw, 5.6rem); }
h2 { font-size: clamp(2.1rem, 3.8vw, 3.3rem); }
h3 { font-size: 1.35rem; letter-spacing: -.012em; }
h4 {
  font-family: var(--ff-body);
  font-size: .78rem;
  font-weight: 650;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--navy-800);
  margin: 0 0 1em;
}
p { margin: 0 0 1.15em; }

.shell { max-width: var(--shell); margin: 0 auto; padding: 0 var(--gutter); }
.shell--narrow { max-width: 880px; }

/* Micro-label above headings */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: .68rem;
  font-weight: 600;
  letter-spacing: .26em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: 20px;
}
.eyebrow::before { content: ""; width: 34px; height: 1px; background: currentColor; opacity: .6; }
.eyebrow--light { color: var(--gold-400); }

.lede {
  font-size: 1.16rem;
  line-height: 1.62;
  color: var(--grey-500);
  max-width: 60ch;
}

/* --- Buttons ------------------------------------------------------------ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 30px;
  font-size: .74rem;
  font-weight: 650;
  letter-spacing: .16em;
  text-transform: uppercase;
  border: 1px solid transparent;
  border-radius: 0;
  cursor: pointer;
  transition: background .24s ease, color .24s ease, border-color .24s ease;
  white-space: nowrap;
}
.btn--gold { background: var(--gold-500); color: var(--navy-900); border-color: var(--gold-500); }
.btn--gold:hover { background: var(--gold-300); border-color: var(--gold-300); color: var(--navy-900); }
.btn--ghost { background: transparent; color: var(--bone-100); border-color: rgba(240, 214, 155, .34); }
.btn--ghost:hover { border-color: var(--gold-400); color: var(--gold-300); }
.btn--dark { background: var(--navy-800); color: var(--bone-50); border-color: var(--navy-800); }
.btn--dark:hover { background: transparent; color: var(--navy-800); }
.btn--outline { background: transparent; color: var(--navy-800); border-color: var(--navy-800); }
.btn--outline:hover { background: var(--navy-800); color: var(--bone-50); }

/* --- Utility bar -------------------------------------------------------- */
.topbar {
  background: var(--navy-900);
  color: var(--grey-400);
  font-size: .73rem;
  letter-spacing: .04em;
  border-bottom: 1px solid rgba(240, 214, 155, .1);
}
.topbar .shell {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  min-height: 42px;
  flex-wrap: wrap;
}
.topbar a { color: var(--bone-200); }
.topbar a:hover { color: var(--gold-300); }
.topbar__set { display: flex; gap: 26px; align-items: center; flex-wrap: wrap; }
.topbar__item { display: inline-flex; align-items: center; gap: 8px; }
.topbar__dot { width: 5px; height: 5px; border-radius: 50%; background: var(--gold-500); flex: none; }

/* --- Masthead ----------------------------------------------------------- */
.masthead {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(7, 15, 28, .96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(240, 214, 155, .14);
}
.masthead .shell {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  min-height: 88px;
}
.brand { display: flex; align-items: center; gap: 15px; }
.brand img { width: 34px; height: auto; }
.brand__text { line-height: 1.05; }
.brand__name {
  font-family: var(--ff-display);
  font-size: 1.34rem;
  color: var(--bone-50);
  font-weight: 500;
  letter-spacing: .002em;
  display: block;
}
.brand__sub {
  font-size: .56rem;
  letter-spacing: .34em;
  text-transform: uppercase;
  color: var(--gold-500);
  display: block;
  margin-top: 5px;
}

.nav { display: flex; align-items: center; gap: 2px; }
.nav a {
  padding: 10px 16px;
  font-size: .78rem;
  font-weight: 500;
  letter-spacing: .05em;
  color: var(--bone-200);
  position: relative;
  transition: color .2s;
}
.nav a::after {
  content: "";
  position: absolute;
  left: 16px; right: 16px; bottom: 2px;
  height: 1px;
  background: var(--gold-400);
  transform: scaleX(0);
  transition: transform .26s ease;
}
.nav a:hover, .nav a.is-active { color: var(--gold-300); }
.nav a:hover::after, .nav a.is-active::after { transform: scaleX(1); }
.masthead .btn { padding: 13px 24px; font-size: .68rem; }

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid rgba(240, 214, 155, .34);
  padding: 10px 13px;
  cursor: pointer;
  color: var(--gold-300);
  font-size: 1.05rem;
  line-height: 1;
}

/* --- Hero --------------------------------------------------------------- */
.hero {
  position: relative;
  background: linear-gradient(168deg, var(--navy-800) 0%, var(--navy-850) 52%, #030810 100%);
  color: var(--bone-100);
  overflow: hidden;
  border-bottom: 1px solid rgba(240, 214, 155, .14);
}
/* Four vertical rules — the monogram's four bars, at architectural scale */
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  max-width: var(--shell);
  margin: 0 auto;
  pointer-events: none;
  background-image: linear-gradient(90deg, rgba(240, 214, 155, .085) 1px, transparent 1px);
  background-size: 25% 100%;
  mask-image: linear-gradient(180deg, transparent, #000 16%, #000 78%, transparent);
}
.hero::after {
  content: "";
  position: absolute;
  right: -180px; top: -140px;
  width: 620px; height: 620px;
  border: 1px solid rgba(240, 214, 155, .11);
  border-radius: 50%;
  pointer-events: none;
}
.hero .shell { position: relative; z-index: 1; }

.hero__grid {
  display: grid;
  grid-template-columns: 1.22fr .78fr;
  gap: 72px;
  align-items: center;
  padding: 128px 0 112px;
}
.hero h1 { color: var(--bone-50); margin-bottom: .3em; letter-spacing: -.028em; }
.hero h1 em { font-style: italic; color: var(--gold-400); }
.hero__lede { font-size: 1.18rem; line-height: 1.66; color: #b8c2d0; max-width: 52ch; }
.hero__actions { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 38px; }

.hero__trust {
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, .11);
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 34px;
}
.hero__trust strong {
  display: block;
  font-family: var(--ff-display);
  font-size: 1.7rem;
  color: var(--gold-400);
  font-weight: 500;
  margin-bottom: 8px;
  letter-spacing: -.01em;
}
.hero__trust span { font-size: .8rem; line-height: 1.5; color: var(--grey-400); display: block; }

/* Hero side card */
.quotecard {
  background: rgba(255, 255, 255, .035);
  border: 1px solid rgba(240, 214, 155, .22);
  padding: 38px 34px;
}
.quotecard h3 { color: var(--bone-50); font-size: 1.42rem; margin-bottom: 8px; }
.quotecard > p { font-size: .89rem; color: var(--grey-400); }
.quotecard ul { list-style: none; margin: 24px 0 28px; padding: 0; }
.quotecard li {
  display: flex;
  gap: 13px;
  align-items: flex-start;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .08);
  font-size: .87rem;
  color: #b8c2d0;
}
.quotecard li:last-child { border-bottom: 0; }
.quotecard li::before { content: "—"; color: var(--gold-500); flex: none; }
.quotecard .btn { width: 100%; }

/* --- Ticker band -------------------------------------------------------- */
.band {
  background: var(--navy-900);
  border-bottom: 1px solid rgba(240, 214, 155, .14);
  overflow: hidden;
  padding: 17px 0;
}
.band__track {
  display: flex;
  gap: 52px;
  white-space: nowrap;
  animation: slide 48s linear infinite;
  width: max-content;
}
.band__track span {
  font-size: .68rem;
  letter-spacing: .28em;
  text-transform: uppercase;
  color: var(--grey-400);
  display: inline-flex;
  align-items: center;
  gap: 52px;
}
.band__track span::after { content: "◆"; color: var(--gold-600); font-size: .46rem; }
@keyframes slide { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .band__track { animation: none; } }

/* --- Sections ----------------------------------------------------------- */
.section { padding: 116px 0; position: relative; }
.section--tight { padding: 72px 0; }
.section--bone { background: var(--bone-100); }
.section--navy { background: var(--navy-850); color: #b8c2d0; }
.section--navy h1, .section--navy h2, .section--navy h3, .section--navy h4 { color: var(--bone-50); }

/* Ruled backdrop — six columns, hairline, contained to the shell */
.section::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  max-width: var(--shell);
  margin: 0 auto;
  background-image: linear-gradient(90deg, rgba(13, 18, 25, .05) 1px, transparent 1px);
  background-size: calc(100% / 6) 100%;
}
.section--navy::before { background-image: linear-gradient(90deg, rgba(240, 214, 155, .07) 1px, transparent 1px); }
.section--nogrid::before { display: none; }
.section > .shell { position: relative; z-index: 1; }

.section__head { max-width: 760px; margin-bottom: 62px; }
.section__head--center { margin-left: auto; margin-right: auto; text-align: center; }
.section__head--center .eyebrow { justify-content: center; }
.section__head--center .lede { margin-left: auto; margin-right: auto; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 76px; align-items: start; }
.split--wide { grid-template-columns: 1.16fr .84fr; }

/* --- Ruled grid of cells ------------------------------------------------ */
.grid { display: grid; border-top: 1px solid var(--rule); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }

.cell {
  padding: 40px 34px 42px;
  border-bottom: 1px solid var(--rule);
  border-right: 1px solid var(--rule);
  position: relative;
  transition: background .28s ease;
}
.grid--3 .cell:nth-child(3n) { border-right: 0; }
.grid--2 .cell:nth-child(2n) { border-right: 0; }
.grid--4 .cell:nth-child(4n) { border-right: 0; }
.cell:hover { background: rgba(255, 255, 255, .6); }
.section--bone .cell:hover { background: rgba(255, 255, 255, .78); }

/* Gold rule that draws in along the top edge on hover */
.cell::after {
  content: "";
  position: absolute;
  top: -1px; left: 0; right: 0;
  height: 1px;
  background: var(--gold-500);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .34s ease;
}
.cell:hover::after { transform: scaleX(1); }

.cell__no {
  font-family: var(--ff-display);
  font-size: 1.6rem;
  color: var(--gold-500);
  line-height: 1;
  margin-bottom: 20px;
  display: block;
  font-weight: 400;
}
.cell h3 { font-size: 1.24rem; margin-bottom: 12px; }
.cell p { font-size: .9rem; color: var(--grey-500); margin-bottom: 18px; }
.cell__tags { display: flex; flex-wrap: wrap; gap: 7px; }
.tag {
  font-size: .62rem;
  letter-spacing: .13em;
  text-transform: uppercase;
  padding: 5px 10px;
  border: 1px solid var(--rule);
  color: var(--grey-500);
}

/* --- Statistics --------------------------------------------------------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--rule-light); }
.stat { padding: 46px 32px; border-right: 1px solid var(--rule-light); }
.stat:last-child { border-right: 0; }
.stat strong {
  display: block;
  font-family: var(--ff-display);
  font-size: 2.9rem;
  color: var(--gold-400);
  line-height: 1;
  margin-bottom: 16px;
  font-weight: 400;
  letter-spacing: -.02em;
}
.stat span { font-size: .82rem; line-height: 1.55; color: var(--grey-400); display: block; }

/* --- Checklist ---------------------------------------------------------- */
.checks { list-style: none; padding: 0; margin: 0; }
.checks li {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  font-size: .92rem;
  padding: 14px 0;
  border-bottom: 1px solid var(--rule);
}
.checks li:first-child { border-top: 1px solid var(--rule); }
.section--navy .checks li { border-color: rgba(255, 255, 255, .1); }
.checks li::before {
  content: "";
  flex: none;
  width: 5px; height: 5px;
  background: var(--gold-500);
  margin-top: 9px;
  transform: rotate(45deg);
}

/* --- Process rail ------------------------------------------------------- */
.rail { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; counter-reset: step; }
.rail__item {
  position: relative;
  padding: 34px 30px 0 0;
  border-top: 1px solid var(--rule);
}
.section--navy .rail__item { border-color: var(--rule-light); }
.rail__item::before {
  counter-increment: step;
  content: "0" counter(step);
  position: absolute;
  top: 20px; left: 0;
  font-family: var(--ff-display);
  font-size: 1.05rem;
  color: var(--gold-500);
  line-height: 1;
}
.rail__item h4 { margin: 22px 0 10px; }
.rail__item p { font-size: .87rem; color: var(--grey-500); margin: 0; }
.section--navy .rail__item p { color: var(--grey-400); }

/* --- FAQ ---------------------------------------------------------------- */
.faq { border-top: 1px solid var(--rule); }
.faq details { border-bottom: 1px solid var(--rule); }
.faq summary {
  cursor: pointer;
  padding: 26px 48px 26px 0;
  font-weight: 600;
  color: var(--navy-800);
  list-style: none;
  position: relative;
  font-size: 1.02rem;
  transition: color .2s;
}
.faq summary:hover { color: var(--gold-600); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  position: absolute;
  right: 8px; top: 50%;
  transform: translateY(-50%);
  color: var(--gold-500);
  font-size: 1.35rem;
  font-weight: 300;
  line-height: 1;
}
.faq details[open] summary::after { content: "–"; }
.faq details > div { padding: 0 48px 28px 0; font-size: .93rem; color: var(--grey-500); }

/* --- Callout ------------------------------------------------------------ */
.callout {
  border-left: 2px solid var(--gold-500);
  padding: 6px 0 6px 26px;
  font-size: .92rem;
  color: var(--grey-500);
}
.callout strong { color: var(--navy-800); font-weight: 600; }
.section--navy .callout { color: #b8c2d0; }
.section--navy .callout strong { color: var(--bone-50); }

/* --- Partner ------------------------------------------------------------ */
.partner { display: grid; grid-template-columns: .92fr 1.08fr; border: 1px solid var(--rule); }
.partner__side { background: linear-gradient(162deg, var(--navy-700), var(--navy-900)); color: var(--bone-100); padding: 56px 46px; }
.partner__side h3 { color: var(--bone-50); }
.partner__side p { font-size: .91rem; color: var(--grey-400); }
.partner__body { padding: 56px 46px; background: var(--bone-50); }

/* --- CTA ---------------------------------------------------------------- */
.cta {
  background: linear-gradient(128deg, var(--navy-800), var(--navy-900));
  color: var(--bone-100);
  padding: 96px 0;
  position: relative;
  overflow: hidden;
}
.cta::before {
  content: "";
  position: absolute;
  inset: 0;
  max-width: var(--shell);
  margin: 0 auto;
  pointer-events: none;
  background-image: linear-gradient(90deg, rgba(240, 214, 155, .075) 1px, transparent 1px);
  background-size: 25% 100%;
}
.cta .shell { position: relative; z-index: 1; }
.cta__grid { display: grid; grid-template-columns: 1.35fr .65fr; gap: 60px; align-items: center; }
.cta h2 { color: var(--bone-50); margin-bottom: .32em; }
.cta p { color: var(--grey-400); margin: 0; max-width: 54ch; }
.cta__actions { display: flex; flex-direction: column; gap: 13px; }

/* --- Page header -------------------------------------------------------- */
.pagehead {
  background: linear-gradient(160deg, var(--navy-800), var(--navy-900));
  color: var(--bone-100);
  padding: 92px 0 84px;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid rgba(240, 214, 155, .14);
}
.pagehead::before {
  content: "";
  position: absolute;
  inset: 0;
  max-width: var(--shell);
  margin: 0 auto;
  pointer-events: none;
  background-image: linear-gradient(90deg, rgba(240, 214, 155, .075) 1px, transparent 1px);
  background-size: 25% 100%;
}
.pagehead .shell { position: relative; z-index: 1; }
.pagehead h1 { color: var(--bone-50); margin-bottom: .3em; font-size: clamp(2.5rem, 5vw, 4.2rem); }
.pagehead p { color: var(--grey-400); max-width: 58ch; margin: 0; font-size: 1.08rem; }
.crumbs { font-size: .7rem; letter-spacing: .16em; text-transform: uppercase; color: var(--grey-500); margin-bottom: 26px; }
.crumbs a { color: var(--grey-400); }
.crumbs a:hover { color: var(--gold-300); }

/* --- Contact ------------------------------------------------------------ */
.contact-grid { display: grid; grid-template-columns: .92fr 1.08fr; gap: 76px; align-items: start; }

.infocard { border-top: 1px solid var(--rule); }
.infocard__row { display: flex; gap: 22px; padding: 24px 0; border-bottom: 1px solid var(--rule); align-items: flex-start; }
.infocard__key {
  font-size: .64rem;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--gold-600);
  font-weight: 650;
  min-width: 104px;
  flex: none;
  padding-top: 5px;
}
.infocard__val { font-size: .97rem; color: var(--navy-800); }
.infocard__val a { color: var(--navy-800); border-bottom: 1px solid var(--gold-500); }
.infocard__val a:hover { color: var(--gold-600); }
.infocard__val small { display: block; color: var(--grey-500); font-size: .81rem; margin-top: 5px; }

.form { display: grid; gap: 22px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.field { display: grid; gap: 9px; }
.field label {
  font-size: .66rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  font-weight: 650;
  color: var(--grey-600);
}
.field input, .field select, .field textarea {
  font-family: var(--ff-body);
  font-size: .95rem;
  padding: 14px 0;
  border: 0;
  border-bottom: 1px solid var(--rule);
  border-radius: 0;
  background: transparent;
  color: var(--ink);
  transition: border-color .22s;
}
.field select { padding: 14px 0; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-bottom-color: var(--gold-500);
}
.field textarea { resize: vertical; min-height: 130px; }
.form__note { font-size: .79rem; color: var(--grey-500); margin: 0; }

/* --- Footer ------------------------------------------------------------- */
.footer { background: var(--navy-900); color: var(--grey-400); padding: 84px 0 0; font-size: .87rem; }
.footer h4 { color: var(--bone-50); font-size: .66rem; letter-spacing: .22em; margin-bottom: 22px; }
.footer__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 52px; padding-bottom: 62px; }
.footer a { color: var(--grey-400); }
.footer a:hover { color: var(--gold-300); }
.footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.footer .brand__name { font-size: 1.2rem; }
.footer__legal {
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding: 26px 0;
  display: flex;
  justify-content: space-between;
  gap: 22px;
  flex-wrap: wrap;
  font-size: .75rem;
  letter-spacing: .04em;
  color: var(--grey-500);
}
.footer__disclaim {
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding: 26px 0;
  font-size: .75rem;
  color: var(--grey-500);
  line-height: 1.65;
  max-width: 92ch;
}

/* --- Responsive --------------------------------------------------------- */
@media (max-width: 1100px) {
  .hero__grid { grid-template-columns: 1fr; gap: 52px; padding: 84px 0 76px; }
  .grid--4 { grid-template-columns: repeat(2, 1fr); }
  .grid--4 .cell:nth-child(2n) { border-right: 0; }
  .rail { grid-template-columns: repeat(2, 1fr); }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .cta__grid { grid-template-columns: 1fr; gap: 36px; }
  .split, .split--wide { gap: 52px; }
}

@media (max-width: 860px) {
  .nav {
    position: absolute;
    top: 100%; left: 0; right: 0;
    flex-direction: column;
    align-items: stretch;
    background: var(--navy-900);
    border-bottom: 1px solid rgba(240, 214, 155, .18);
    padding: 12px 28px 20px;
    display: none;
  }
  .nav.is-open { display: flex; }
  .nav a { padding: 13px 0; }
  .nav a::after { left: 0; right: 0; }
  .nav-toggle { display: block; }
  .masthead .shell { position: relative; gap: 16px; min-height: 74px; }
  .masthead .btn { display: none; }
  .split, .split--wide, .contact-grid, .partner { grid-template-columns: 1fr; gap: 46px; }
  .partner__side, .partner__body { padding: 40px 30px; }
  .grid--3, .grid--2 { grid-template-columns: 1fr; }
  .grid--3 .cell, .grid--2 .cell { border-right: 0; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(2n) { border-right: 0; }
  .section { padding: 76px 0; }
  .hero__trust { grid-template-columns: 1fr 1fr; gap: 26px; }
}

@media (max-width: 580px) {
  :root { --gutter: 20px; }
  .grid--4 { grid-template-columns: 1fr; }
  .grid--4 .cell { border-right: 0; }
  .rail { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; }
  .form__row { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr; }
  .stat { border-right: 0; border-bottom: 1px solid var(--rule-light); }
  .hero__trust { grid-template-columns: 1fr; }
  .topbar__set:last-child { display: none; }
  .cell { padding: 32px 24px 34px; }
}